Which crypto players may exit the market once MiCA comes into force?
The cryptoasset market is entering a stage in which technology alone is no longer the key differentiator. Regulatory compliance, risk management models, and the ability to operate within the framework of European MiCA requirements are becoming increasingly important. In the Prawo.pl article on MiCA licensing, the transitional period, and the consequences for cryptoasset service providers, […]
Lawarton’s contribution to the Chambers Fintech 2026 Global Practice Guide
The latest edition of the Chambers Fintech 2026 Global Practice Guide is now available! Lawarton contributed to the Poland chapter, covering the evolving regulatory landscape for fintech, including key developments in blockchain, cryptoassets, and financial innovation. The chapter combines an analysis of the current legal framework with practical insights for businesses operating at the intersection […]
Blockchain and Payment Services Law – When Does a Crypto Wallet Provider Become a Payment Institution?
The development of blockchain technology is outpacing the pace of regulatory change. This legal gap caused by rapid development often leads Web3 startups (e.g., those developing crypto wallets, payment gateways or DeFi applications) to believe that the legal framework of the “traditional” financial market does not apply to them. After all, if they do not […]
The End of VASPs, Time for CASPs – New Licenses for Crypto Firms in the EU
From July 2026 at the latest, companies operating in the crypto-asset market in the European Union will be required to hold a CASP license. Entrepreneurs who previously provided services as so-called VASPs (Virtual Asset Service Providers) will need to transition and become authorised as CASPs under MiCA. This means not only a change in the […]
Lawarton Co-Authors Prestigious Chambers & Partners Publication on Fintech Regulations in Poland
Under the leadership of Wojciech Ługowski, Lawarton has been invited to co-author the latest edition of the International Law and Practice guide published by Chambers & Partners. As part of this publication, we prepared an overview of Fintech Law 2025 Poland, covering key regulatory aspects relevant to fintech, blockchain, and regtech companies and entities implementing […]
Webinar: PFSA (KNF) supervision – last call to prepare for loan companies
On November 16, 2023, Lendtech & Fintech Trends held a webinar on the most important changes related to the PFSA’s supervision. Wojciech Lugowski‘s presentation dealt with the issue of capital requirements for lending institutions. The event was organized by the Lendtech Foundation. Program: https://bit.ly/46gWzKD
Negotiations at the Cyber Science postgraduate studies
New technologies are rapidly changing the world we live in. The postgraduate studies ‘Cyber Science. Tokenisation and Process Automation in the Digital Economy. Legal, technical and managerial aspects‘, at the University of Silesia in Katowice. The knowledge imparted during the lectures, exercises and workshops is invaluable, and Wojciech Ługowski, who led a workshop on Negotiation last […]
ESMA Guidelines on Crypto Marketing: Key Implications for Non-EU Firms
Date: 20/03/2025 The European Securities and Markets Authority (ESMA) adopts a technology-neutral approach when evaluating promotional activities in the cryptocurrency sector. Under the ESMA guidelines, any form of digital or offline marketing, advertising, or service offering may be classified as solicitation. This encompasses digital ads, crypto influencer marketing, social media content, and indirect strategies such […]
Reach4.biz Meetup: Investments in innovations, startups and junior companies
The Reach4.biz Meetup Conference and Exhibition is behind us. The participants of the debate, among whom was Wojciech Ługowski, talked about the development of startups in the blockchain industry and how to implement ideas in the crypto industry. – A great idea implemented by a poor team will always fail. If the product doesn’t defend itself, […]
We have advised Finelf on the acquisition of control of Adepto and the shares exchange
Lawarton lawyers have advised Finelf and its owners throughout the entire process of acquiring 100% of the control of Adepto and the share exchange. Lawarton has handled the transaction end-to-end from term sheet, through due diligence, negotiations, to closing with the notary. The final conclusion of the investment agreement and a series of executive agreements […]