This is one of the questions that arises following the entry of the French app Akka into Poland. The topic was covered today by XYZ, and the article includes expert commentary from Wojciech Ługowski.
And it is precisely the regulatory perspective that is key here.
Behind terms such as investment app, pre-IPO, private markets, SPV, fintech, and access to global technology startups lies a question far more important than the technology itself: how can innovative investment models be built in a way that is attractive to the market, while also remaining compliant with regulations and safe for investors?
Wojciech Ługowski comments in the article:
“Structures of this kind respond to real market needs and are used globally by entities operating fully legally and in compliance with applicable regulations.”
This is an important voice in the discussion about the future of the fintech market, investments in private technology companies, and the role of SPV structures in providing access to capital.
In the article, Wojciech also points out that regulators are increasingly looking not only at the formal legal structure, but also at the actual nature of a given business model. For fintechs, investment platforms, and projects in the new technologies sector, this is a signal that #compliance is not an add-on to the product. It is one of the foundations of its scalability.